Financing

Your machine.
Starting today.

Don't let budget stand in the way of your growth. Our flexible financing solutions let you start production today with payments tailored to your reality.

Apply for Financing 514 644-3177
0%
Down Payment Possible
72h
Fast Approval
100%
Tax Deductible
60 mo.
Maximum Term

Calculator

Estimate your
monthly payment

Adjust the parameters to match your situation. A representative will confirm the exact terms.

Financing Calculator

Indicative estimate rate subject to approval

Machine price
$45,000
$35,000$150,000
Down payment
Financed amount: $45,000
Term length
Estimated monthly payment
$978
per month · indicative rate 6.9% / year
Financed amount$45,000
Term48 months
Indicative rate6.9% / year
Total cost of credit (estimated)$1,944
Total payments$46,944

* Indicative estimate only. The actual rate is determined by the financing institution based on your credit file and chosen term. Contact us for a personalized offer.

Financing solutions

Operating lease
Off-balance sheet · Maximum flexibility
Ready to get started?

A representative will get back to you within 24h with a personalized offer.

Apply for Financing 514 644-3177

Why finance

Keep your cash.
Scale your capacity.

100% Tax Deductible

Lease payments are fully deductible as a business expense. Talk to your accountant to maximize the benefit.

Cash Flow Preserved

Instead of tying up $35,000 to $150,000, spread the cost over 24 to 60 months and keep your working capital intact.

Immediate Growth

The machine generates revenue from day one. In most cases, it pays for itself well before the end of the term.

Builds Credit

Successfully completing a financing term strengthens your credit profile and makes future financing applications easier.

Return on investment

The machine pays
for itself

A HIDALGO at $45,000 financed over 48 months costs roughly $978/month. Here's what it takes to cover that payment:

8 - 10 h
of work / week
At an average billing rate of $120/h for CNC cutting work
$1,080
revenue / week
Covers the monthly payment and generates net profit

* For illustrative purposes only. Numbers vary by industry, materials, and billing rate. A representative can help estimate the ROI for your specific situation.

Process

Simple and fast

From application to delivery, here's how it works.

1
Submit a quote request

Fill out our online form in 5 minutes. Tell us which model you're interested in and your situation.

2
Call with a representative

Within 24h, a member of our team will reach out to discuss your needs and present the financing options that fit.

3
Credit application

We assist you in preparing your file. Approval typically takes 48 to 72 business hours.

4
Delivery and installation

Once approved, we schedule delivery, installation and training. You're in production.

Eligibility

General terms

Most established Canadian businesses qualify. Here are the basic criteria.

Eligible entityIncorporated or registered Canadian business (LLC, Inc., Corp.)
Time in businessMinimum 1 year of operation recommended (exceptions possible)
Financed amount$35,000 to $150,000 CAD
Available terms24, 36, 48 or 60 months
Down payment0% possible depending on credit profile
Interest rateDetermined by file indicative rate 6.9% to 10.9% / year
Required documentsRecent financial statements, business registration, ID
Approval timeline48 to 72 business hours

FAQ

Your questions,
our answers

Incorporation is not mandatory, but it greatly simplifies the approval process. A registered sole proprietor may also qualify depending on the institution. Contact us to discuss your specific situation.
In most cases, approval takes between 48 and 72 business hours once a complete file has been submitted. More complex files may take up to one week.
Yes. Options, accessories and even training can be included in the financed amount, as long as the total falls within the eligible range. It's a smart way to manage everything under one monthly payment.
Early repayment terms vary by institution and financing type (loan vs. lease). We present all options with their full terms before you sign anything, no surprises.
Not at all. The 2-year SMX warranty applies in full regardless of how you acquire the machine cash, financing or lease. You get the same support, the same coverage and the same service.
Note the calculator uses an indicative rate of 6.9% for estimation purposes only. The actual rate is determined by the financing institution based on your credit profile, chosen term and market conditions at the time of application.

Take action today

An SMX representative will get back to you within 24h with a personalized financing offer. No commitment required.

Apply for Financing 514 644-3177 View our machines